You can actually buy a real house with 3% down. That would be $12,000 down for a $400,000 home purchase, and you do
NOT need perfect credit. The hurdle for most young buyers is saving the downpayment. Buyers have been taught that you need 20% down
to get a mortgage. We want to help you get into a loan, with a low 3% down and a good interest rate. We can also talk with the real estate
agent and try and get the seller to pay for some of the costs, too. Sometimes, you just have to ask. Larger loan amounts are available
with 5% down. A low downpayment changes the rent vs buy question!